Pros & Cons of Getting Car Insurance Quotes Online

The only way you could get car insurance quotes a decade ago was calling a list of companies, putting forward your coverage needs and waiting for each of them to call you back with a quote. It was a long and tedious process that could often take as much as a whole week, if not more.

Fortunately, nowadays the Internet allows you to get dozens of quotes in a matter of minutes. There are still several benefits of shopping in a brick and mortar office, but they are definitely outweighed by the advantages of buying car insurance online. This article will show you some pros and cons of getting auto insurance quotes online.

The Pros

The Cons

There aren’t many advantages of buying insurance the old fashioned way. After talking to some hardcore offline shoppers, here are some of them:

• Poor communication. People who are less tech-savvy tend to be put off by talking to an insurance agent from behind a computer screen. They prefer a face to face discussion, which is understandable to some extent. Keep in mind, though, that the sales agent is not your friend and, no matter how nice and jovial he might seem, the behavior is a sales technique. Right when he is smiling at you and complementing on your shiny new car, he is building the sales technique and analyzing scenarios to make you buy. At the end of the day, he needs your money to put food on the table.
• Bind with people. It can be fun to do the shopping on the phone from your living room with your friends and family gathered around. You get to share tasks and have everyone call a shorter list of insurers. However, you don’t have to shop for insurance to get a good time with the loved ones – you can engage them in group activities without the pressure of getting the most affordable insurance policy.